Financial Services

Hi, I’m Luba Biza.

I work in financial services, helping families and business owners better understand their finances and the options available to them.

A big part of what I do is simply educating and reviewing—looking at things like retirement accounts, insurance, taxes, investments, and overall financial goals to see if everything is working the way it should.

Everyone’s situation is different, so I like to start with a conversation, answer questions, and help you make sense of what you already have and what you may want to work toward in the future.

HOW I HELP FAMILIES & BUSINESSES

Financial Planning

Review your income, expenses, debt, savings, and retirement goals
Help you understand if you’re on track for the retirement you want
Create a FREE personalized financial needs analysis

Insurance Reviews

Review your life insurance so you understand exactly what you own and what it does
Help identify whether you may be paying more than necessary
Shop home & auto insurance to help find potential savings

Tax-Smart Strategies

Help identify opportunities to use tax-advantaged accounts
Show you ways your tax refund could potentially work toward your financial goals instead of simply being spent

Retirement & Investments

Review old 401(k)s, 403(b)s, and other retirement accounts
Help you understand your options and plan for long-term growth
Explore strategies to help you work toward your retirement goals

Business Solutions

Help business owners explore retirement plans for themselves and their employees
Look for strategies that can help businesses attract, retain, and reward their team

Protecting Your Family & Legacy

Help connect you with resources for wills, trusts, and estate planning
Help you understand how to better protect the people and assets that matter most